Ages 11–13: Tween Zone

Teaching kids to save doesn’t have to be a struggle, especially when today’s families can choose from piggy banks, cash envelopes, and digital goal-tracking tools that turn saving into a fun, rewarding habit. This guide breaks down the best systems for kids ages 11–13, explains why saving matters early, and shares practical strategies to keep them motivated.

Illustration of a simple allowance system for kids showing three categories: Save, Spend, and Give to help teach financial responsibility.

Discover how to teach budgeting to kids with this playful guide for busy parents. Learn simple strategies for money management for kids that grow with them—from piggy banks to smart saving habits.

Want your child to grow up credit-smart? This playful, practical guide walks you through 7 simple steps to help build credit for kids—from authorized user tips to secured credit cards and everyday payment hacks. No stress, no jargon—just smart habits for a strong financial future.

Allowances can be magic wands or mayhem triggers. Used right, they’re like financial training wheels that teach kids money skills without the scraped knees! Used wrong, and suddenly you’ve got a tiny CEO negotiating “performance bonuses” for brushing teeth. Whether your kiddo is just figuring out that quarters aren’t chocolate coins or they’re ready for their first debit card, there’s a just-right strategy waiting for you! Let’s break it down by age group—sprinkled with fun t

Let’s face it—today’s kids can troubleshoot a smartphone faster than most adults can find their glasses. So why not harness that screen time for good and help your child become a money-savvy superhero? Whether you’re parenting a wide-eyed 6-year-old or a confident high schooler, kids banking  is a powerful way to teach life skills and spark financial independence  early. With online and mobile banking  tools, parental controls, and goal-setting features, kids ages 6–18 can st